As the new financial year begins, it is crucial to stay informed about bank holidays to plan financial transactions accordingly. The Reserve Bank of India (RBI) releases an annual holiday calendar specifying the days on which banks will remain closed. These holidays vary across different states, depending on local festivals and national events.
Bank Holidays in April 2025:
The month of April starts with a bank holiday in most parts of the country due to the annual closing of accounts on April 1st. Apart from this, there are several other bank holidays spread across the month due to regional and national festivals. Additionally, as per RBI guidelines, banks remain closed on the second and fourth Saturdays of every month along with Sundays.
City-Wise Bank Holidays:
- April 1, 2025 – Banks across major cities such as Mumbai, Delhi, Kolkata, Chennai, Bengaluru, and Hyderabad will remain shut for the annual closing of accounts.
- April 5, 2025 – Banks in Telangana will observe a holiday due to Babu Jagjivan Ram’s Birthday.
- April 10, 2025 – Several cities including Ahmedabad, Jaipur, Lucknow, Mumbai, and Ranchi will have a holiday in observance of Mahavir Jayanti.
- April 14, 2025 – Cities like Agartala, Bengaluru, Chennai, Dehradun, and Hyderabad will have a holiday due to Ambedkar Jayanti, Bihu, and Baisakhi.
- April 15, 2025 – In Guwahati, Itanagar, Kolkata, and Shimla, banks will remain closed due to Bengali New Year’s Day, Himachal Day, and Bohag Bihu.
- April 16, 2025 – Garia Puja will be observed in Agartala, leading to a bank holiday.
- April 18, 2025 – Good Friday will be observed, resulting in a bank holiday in cities including Mumbai, Kolkata, Chennai, Bengaluru, and Hyderabad.
- April 21, 2025 – Basava Jayanti and Akshaya Tritiya will be observed in Bengaluru, leading to a bank closure.
- April 29, 2025 – Parshuram Jayanti will be observed in Shimla, leading to a bank holiday.
- April 30, 2025 – Banks in some regions will be closed due to regional observances.
Other Important Considerations
Apart from the above-mentioned holidays, banks in India remain closed on all Sundays and on the second and fourth Saturdays of the month. However, digital banking services such as NEFT, IMPS, and UPI transactions will continue to function seamlessly. Customers can still carry out online transactions, set standing instructions, and open fixed deposits or recurring deposits through net banking.
Being aware of bank holidays helps in planning financial transactions efficiently. If you need to visit a bank for important work like withdrawing large sums of money, applying for a loan, or getting documents verified, it is advisable to check the holiday list in advance to avoid inconvenience.
Stay informed and plan your banking activities wisely to ensure a smooth financial experience throughout April 2025.
